Category: Finance

“I already have company insurance. Do I still need more?”

A better question will be "is your employer-provided life insurance enough?" Here's why it is usually important to have it supplemented with an individual policy: As part of your employee benefits package, your employer may provide some group term insurance. Granted it is a great perk that some don't get; it is also important to … Continue reading “I already have company insurance. Do I still need more?” →

Anything That Can Be Solved By Money Isn’t A Problem

Been quite a busy week especially with redefining my routine ..... and I ended the week with an amazing steamboat yesternight with awesome fellowship plus leftover soup for today! Sadly ... I couldn't drink the soup today because .... Upon completing my IG live , I walked with a bounce to my steps to the … Continue reading Anything That Can Be Solved By Money Isn’t A Problem →

How Protected Are You Amidst The Current Climate?

As we figure our footing amidst what is commonly deemed the new "normal", we are witnessing how the current climate is affecting us on all counts. From paycuts to being laid off, being cooped at home 24/7 to the accelerated change of work from home (WFH) that companies are rolling out. These difficult times could … Continue reading How Protected Are You Amidst The Current Climate? →

3 Common Misconceptions About Critical Illness Plans

"I don't need insurance" is a common phrase I hear over my years in the business. I admit that in the first couple of years? I totally agreed wholeheartedly. 🙈 It was partly due to lack of knowledge and partly personal views when it comes to insurance. That is until I fainted out of the … Continue reading 3 Common Misconceptions About Critical Illness Plans →

3 Common Issues Singaporeans Face When Refinancing

Knowledge, we're told is power. But what if our thirst for data is holding us back? Imagine this ... You thought you scored the 'best' mortgage rates only to find out your friend manage to score a better one a month later. Wait whutttt!? You start googling on refinancing only to realise it is an absolute nightmare! … Continue reading 3 Common Issues Singaporeans Face When Refinancing →

What You MUST Know About The Change Of Critical Illness Definition

On 29th August 2019, the Life Insurance Association Singapore (LIA Singapore) said all critical illness products based on definitions used from 2014, when the last update was done, may no longer be sold in Singapore from Aug 26 2020. Henceforth all critical illness policies sold in Singapore must comply with the 2019 framework. Of the 37 … Continue reading What You MUST Know About The Change Of Critical Illness Definition →

Why People Make Time To Review Their Portfolio

We often hear of complaints that consumers do not have time to review their portfolio. The opposite rings true too! I've met committed individuals and families who make time to do their reviews. "Why will they do that?" you might wonder. Simple. Everyone should review his or her financial portfolio regularly as we are constantly … Continue reading Why People Make Time To Review Their Portfolio →

I Did The One Thing You Shouldn’t Be Doing With Your Money …

How prepared are you for the unexpected? I definitely wasn't. And that is how I did the one thing you so shouldn't do with your money: have a dysfunctional relationship with it. You must be thinking "what in heavens are you talking about?!" Well ... Lately incident after incident occurring has me feeling caught by … Continue reading I Did The One Thing You Shouldn’t Be Doing With Your Money … →